Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda
IMF Working Papers, December 1, 2005
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- Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda
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Bibliographic details
- Authors: David Hauner, Shanaka J Peiris
- Published: December 1, 2005
- Series: IMF Working Papers
- DOI: https://doi.org/10.5089/9781451862591.001
Authors and Publication
- By David Hauner, Shanaka J Peiris
- December 1, 2005
- IMF Working Papers, Working Paper No. 2005/240
- Pages: 31
- Volume: 2005
- Issue: 240
- DOI: https://doi.org/10.5089/9781451862591.001
- Stock No: WPIEA2005240
- ISBN: 9781451862591
- ISSN: 1018-5941
Research Question and Context
- Concern addressed: state-dominated, inefficient, and fragile banking systems in many low-income countries, especially in sub-Saharan Africa, may hinder economic growth.
- Case study: far-reaching banking sector reforms undertaken in Uganda to improve competition and efficiency.
Methodology
- Analytical approach: systematic analysis using models that have been previously used only in industrial countries.
Key Findings
- The level of competition has increased significantly.
- Increased competition has been associated with a rise in efficiency.
- Heterogeneous effects by bank type:
- On average, larger banks have become more efficient.
- On average, foreign-owned banks have become more efficient.
- Smaller banks have become less efficient in the face of increased competitive pressures.
Subjects and Keywords
- Subject: Banking, Commercial banks, Competition, Loans, Treasury bills and bonds
- Keywords: bank, banking sector, WP
Source: IMF Working Paper "Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda" (David Hauner and Shanaka J Peiris, December 1, 2005).