Republic of Slovenia: Financial System Stability Assessment Update, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision and Insurance Supervision
IMF Staff Country Reports, May 24, 2004
Source details
- Canonical URL
- Republic of Slovenia: Financial System Stability Assessment Update, including Reports on the Observance of Standards and Codes on the following topics: Banking Supervision and Insurance Supervision
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Bibliographic details
- Published: May 24, 2004
- Series: IMF Staff Country Reports
- DOI: https://doi.org/10.5089/9781451835663.002
Key findings
- The Slovenian financial system appears sound overall.
- New challenges and risks arise with European Union (EU) accession and entry into the new Exchange Rate Mechanism (ERM2).
- Identified risks include:
- Increased competitive pressures on Slovenian banks from EU banks.
- Risk to bank-asset quality from rapid credit growth triggered by very low real interest rates associated with interest rate convergence in ERM2.
Analysis highlights
- The assessment focuses on banking supervision and insurance supervision as part of a Financial System Stability Assessment Update.
- Emphasis on the interaction between macroeconomic integration (EU accession, ERM2) and financial-sector vulnerabilities, notably credit growth and competition dynamics affecting bank soundness and loan-portfolio quality.
Subjects and keywords
- Subjects: Bank credit, Bank soundness, Banking, Commercial banks, Credit risk, Financial institutions, Financial regulation and supervision, Financial sector policy and analysis, Loans, Stress testing
- Keywords: bank, bank portfolio, Bank soundness, banking sector vulnerability, banks' interest rate margin, BoS banks' exchange rate risk, BoS bill, Commercial banks, CR, Credit risk, exchange rate, foreign currency, interest rate convergence, interest rate margin, ISCR, loan portfolio, loan pricing, Loans, long position, market infrastructure, Stress testing
International Monetary Fund. May 24, 2004. IMF Staff Country Reports 2004, 137.
Content in this bundle
- Structure of the Bank of Slovenia Balance Sheet