Occasional Papers

Germany's Three-Pillar Banking System: Cross-Country Perspectives in Europe

June 21, 2004

Preview Citation

Format: Chicago

Germany's Three-Pillar Banking System: Cross-Country Perspectives in Europe, (USA: International Monetary Fund, 2004) accessed November 22, 2024

Summary

German banks tend to be less profitable than their foreign counterparts. This paper estimates the likely effect of the phaseout of state guarantees for public sector banks, reviews the various ways in which public policy could contribute to their restructuring, and discusses the various arguments for and against public involvement in banking.

Subject: Bank soundness, Banking, Commercial banks, Cooperative banks, Economic sectors, Financial institutions, Financial sector policy and analysis, National accounts, Personal income, Public sector, State-owned banks

Keywords: Baltics, Bank, Bank soundness, Banks in Germany, Commercial banks, Cooperative banks, Europe, Fitch IBCA database, Germany's banking system, OECD bank profitability data, OP, Personal income, Private sector bank, Public sector, Public sector bank, Public sector bank lending behavior, State guarantee, State-owned banks

Publication Details

  • Pages:

    52

  • Volume:

    ---

  • DOI:

    ---

  • Issue:

    ---

  • Series:

    Occasional Paper No. 2004/007

  • Stock No:

    S233EA

  • ISBN:

    9781589063488

  • ISSN:

    0251-6365

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