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Author/Editor:
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Santos, Andre ; Elliott, Douglas
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Publication Date:
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September 11, 2012
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Electronic Access:
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Free Full text
(PDF file size is 630KB).
Use the free
Adobe Acrobat Reader
to view this PDF file
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Summary:
To assess the overall impact of the financial regulatory initiatives on U.S., European, and Japanese financial institutions and their respective economies. It will examine the existing analyses on the impact of the regulatory initiatives by the financial industry (financial analysts, industry associations, and consulting companies) and the official sector and supplements them with Basel III disclosures by financial institutions to estimate the overall impact of the regulatory reforms and reach some overall conclusions. The assessment takes into account how financial institutions respond to the combined effects of the regulatory measures by adapting their business models to a new set of capital regulations, shrinking their balance sheet, changing its structure (funding and asset composition) , cutting costs, and charging more for loans. Indeed, one of the most important conclusions is that any increase in lending rates will be minor.
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Order a print copy
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Series:
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Staff Discussion Notes No. 12/11
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Subject(s):
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Financial institutions | Capital markets | Banks | Bank reforms | Bank supervision
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Author's Keyword(s):
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Basel III | Systemically Important Institutions | Banks | Financial Regulation | Capital Requirements | Liquidity Requirements |
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English
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Publication Date:
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September 11, 2012
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ISBN/ISSN:
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9781475510089
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Format:
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Paper
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Stock No:
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SDNEA2012011
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Pages:
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43
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Price:
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US$20.00 )
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English
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Publication Date:
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September 11, 2012
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ISBN/ISSN:
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978-1-61635-435-0 / 2221-030X
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Format:
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A web quality merged PDF
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Stock No:
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SDNET2012011
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Pages:
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43
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Price:
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Please address any questions about this title to
publications@imf.org
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