Why do we need the IMF?
Smoothing the bumps in the flow of foreign exchange

Build an Elegant Presidential Villa


How come nobody takes me seriously after all? You may think that a grand place will convince other world leaders to respect and help Yak. You may also think that Yak's citizens will be more loyal when they see the President standing out on the elegant marble balcony. But this was a poor decision. The villa does not increase exports. It doesn't bring in hard currency from other countries, either.

You soon spend the rest of the loan and have no way to pay it back. Yak's economy worsens. You and the President are thrown out of power. The new government has nowhere to turn and has no experience in reforming their new economy.

Would you like another chance? If you could do it over again, would you use your loan:

To buy agricultural supplies to grow decaf mocha beans? In a factory to manufacture hydrogen-powered cell phones?
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