IMF Working Papers

Assessing Bank Competition within the East African Community

By Sarah Sanya, Matthew Gaertner

January 1, 2012

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Sarah Sanya, and Matthew Gaertner. Assessing Bank Competition within the East African Community, (USA: International Monetary Fund, 2012) accessed December 26, 2024
Disclaimer: This Working Paper should not be reported as representing the views of the IMF.The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate

Summary

This paper is an empirical analysis of competitiveness in the banking system of four out of the five East African Community (EAC) countries2. The results show that the degree of competition is low due to a combination of structural and socio-economic factors. By way of preview, the analysis ranks the countries in terms of banking sector competitiveness in the following order: Kenya, Tanzania, Uganda and Rwanda.

Subject: Banking, Commercial banks, Competition, Credit, Financial institutions, Financial markets, Financial services, Foreign banks, Money

Keywords: Africa, Bank competition, Bank freedom, Bank performance indicator, Bank regulation, Banking, Banks output, Commercial banks, Competition, Concentration ratio, Credit, EAC banking systems, EAC country, East African Community, Financial sector, Foreign banks, H-statistic, Lerner Index, Return on assets, WP

Publication Details

  • Pages:

    25

  • Volume:

    ---

  • DOI:

    ---

  • Issue:

    ---

  • Series:

    Working Paper No. 2012/032

  • Stock No:

    WPIEA2012032

  • ISBN:

    9781463933173

  • ISSN:

    1018-5941