IMF Staff Country Reports

Germany: Technical Note on Banking Sector Structure

December 23, 2011

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Germany: Technical Note on Banking Sector Structure, (USA: International Monetary Fund, 2011) accessed November 22, 2024

Summary

This Technical Note focuses on banking sector structure in Germany. Germany’s banking system comprises three “pillars”—private commercial banks, public sector banks, and cooperative banks—distinguished by the ownership structure and business orientation. The German banking system includes a large number of institutions in both absolute and relative terms. This note describes the evolution of Germany’s three-pillar banking system. It analyzes capitalization, credit and the intermediation of savings, and bank profitability and efficiency. It also examines the benefits of public involvement and governance in the banking system.

Subject: Banking, Commercial banks, Cooperative banks, Economic sectors, Financial crises, Financial institutions, National accounts, Personal income, Public sector

Keywords: A number of bank, Bank lending, Bank Performance Indicators, Bank productivity, Capital requirement, Commercial banks, Coooperative bank, Cooperative banks, CR, Global, House bank, Internationalized bank, ISCR, Net profit, Personal income, Public sector, Public sector bank, West LB

Publication Details

  • Pages:

    33

  • Volume:

    ---

  • DOI:

    ---

  • Issue:

    ---

  • Series:

    Country Report No. 2011/370

  • Stock No:

    1DEUEA2011010

  • ISBN:

    9781463928551

  • ISSN:

    1934-7685